Managing money, savings and debt cost of living support from the government

Cost of living support

Contents

• Overview
• Benefits, tax and work
• Living costs: bills, housing and health
• If you're 60 or over
• If you're disabled or have a health condition
• Childcare and maternity costs
• Managing money, savings and debt
• If you're finding things difficult

Remember - if you are struggling, you are not alone and there is no shame in asking for help. Everyone needs a little bit of extra support at some point in their lives. 

Money and pensions advice

If you need help with your money and pension choices you can get free, confidential and impartial advice on the MoneyHelper website.

How to budget

Get support with making a budget on the Citizens Advice website to help to understand what you're earning and spending and where you might be able to cut costs.

Budgeting Loan

Check if you're eligible for a Budgeting Loan or Budgeting Advance if you've been getting one or more of these benefits for the past 6 months:

• Income Support
• income-based Jobseeker's Allowance (JSA)
• income-related Employment and Support Allowance (ESA)
• Pension Credit
• Universal Credit

You could get a Budgeting Advance even if you've not been getting one of these benefits for the past 6 months if you're on Universal Credit and need the money to help you start a new job or stay in work.

Help to Save

If you get certain benefits and you're on a low income you can get a bonus on your savings. Check if you're eligible for support with savings (Help to Save).

Dealing with your debts

Answer a few questions to find what options are available if you cannot pay your debts.

Continue reading

• Cost of living support
• Heating and energy support
• Food and shopping support
• Money and financial support
• Housing and homelessness support
• Mental health support
• Employment and training support
• Children, young people and families
• Help and support for carers
• Warm and welcoming spaces
• Free internet and wi-fi access support
• Travel and transport
• Help from the government - view all of the cost of living support schemes that you could be eligible for and apply today

How to submit an organisation or community group to this website

If you are an organisation or community group and can help support people living in Plymouth, please complete our online form, and we will add you to this directory.

Submit your offer of help and support 

Is the information correct?

Let us know if the information on this page is wrong and needs to be updated.

Want to create a page on the Plymouth Online Directory?  Register for free and add a page; it only takes a few minutes.