Additional financial help

Carer's Credit

You could get Carer's Credit if you're caring for someone for at least 20 hours a week.

Carer's Credit is a National Insurance credit that helps with gaps in your National Insurance record. Your State Pension is based on your National Insurance record.

Your income, savings or investments will not affect eligibility for Carer's Credit.

Find out more about Carer's Credit

Carers UK produce a guide named Looking after someone, which includes an overview of the benefits you or the person you care for may be entitled to, as well as details of other financial help such as help with council tax, fuel costs, pensions and health costs.

You can use an online benefits calculator to find out what benefits you may be entitled to and how to claim for them. You'll need information about your income, outgoings, savings and any benefits you currently receive. You can also check that the person you are caring for is receiving everything they are entitled to.

If you pay council tax and are on a low income you can apply for council tax relief. You will need to do this through your local city or district council.

Carersmart.org is a club from Carers Trust which gives you and the person you care for access to benefits, discounts and exclusive special offers. They are currently offering cashback on shopping, better rates from energy providers, and discounts on insurance, holidays and activities.

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